Disability insurance should be a key part of your overall financial planning. Insurance is designed to cover losses that are too big to cover with your own out-of-pocket funds. Life insurance provides ...

A federal court in New York recently construed the meaning of a total disability definition where the insurance policy language includes residual disability coverage. The January 3, 2020 decision came ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

Life insurance is a way to protect your family financially if you pass away unexpectedly. When you become a life insurance policyholder, you pay regular monthly premiums to your provider. In return, ...

When you’re living with lupus, it can impact all aspects of your daily life, including your ability to work and finances. For many, lupus symptoms like fatigue and pain can make it very difficult — or ...

If an employee wears glasses, has high blood pressure or was once diagnosed with a life-threatening disease, is he or she disabled? Based on recent amendments to California’s disability legislation, ...

Individual disability insurance, also known as income protection insurance, is a vital part of any financial plan. Your clients may have a plan in place to reach their goals. However, these plans are ...

The Americans with Disabilities Act (ADA) makes it illegal for insurance companies to charge drivers higher car insurance rates solely based on their disability. However, disabled drivers and ...